Chase Ink Business Unlimited Card Review
Hey, WalletHubbers! Today, we’re talking about
the Chase Ink Business Unlimited Credit Card.
In this quick overview, we’ll share
the five things you really need to know
about the Chase Ink Business Unlimited Card…
First, Chase Ink Business Unlimited
usually offers a nice initial rewards bonus
for spending a certain amount in the
first few months your account is open.
Second, Chase Ink Unlimited is true to
its name when it comes to ongoing rewards,
giving unlimited cash back on all purchases.
Third, Ink Business Unlimited
does not charge an annual fee,
so there’s no pressure to use the
card enough just to break even.
When redeemed, the cash back rewards you
earn are pure earnings for your company.
Fourth, Ink Business Unlimited offers an
introductory APR, which is helpful with
cash flow management and those large ticket
purchases you might have planned for the
year. But it’s best to pay the bill in full every
month when the card’s regular APR is in effect.
Fifth and finally, you need at least good
credit to qualify for the Chase Ink Business
Unlimited Card, which probably
won’t come as a surprise…
…The surprising thing is that your
personal credit standing may matter a
lot more than your company’s credit when it comes
to getting approved for
That’s true with small business cards from all
major issuers, by the way – not just Chase.
That’s the short story. You can
learn more or apply for the Chase
Ink Business Unlimited Credit Card
online by clicking the button here.
Or, you can stick with me for even more info.
For example, you might be wondering how
Ink Business Unlimited compares to
the other Chase Ink credit cards.
Besides the Ink Business Unlimited Card,
there’s the Ink Business Cash Card
and the Ink Business Preferred Card.
Preferred is the way to go for business owners
who want to get the most out of their rewards
when they redeem for travel. Choosing between Ink
Unlimited and Ink Cash is tougher because both
offer cash back rewards. The biggest difference
between the two is that Unlimited gives cash back
at a flat rate on all purchases, while Ink
Cash varies the rate based on what you buy.
Which you pick really comes
down to personal preference
and how well the Ink Cash Card’s bonus categories
complement your company’s spending patterns.
Another thing you might be contemplating
is cards for your employees.
Chase Ink Unlimited offers employee cards at
no extra cost. You also get to set a custom
spending limit on each one and track their
purchases through your chase.com account.
Plus, all the rewards employee cardholders
earn go right back to the business.
Moving on, rewards credit card applicants
are always interested in their options
for redeeming what they earn.
Well, with the Ink Unlimited Card,
you can redeem for cash back (via statement credit
or bank account deposit), gift cards, travel and
more through Chase Ultimate Rewards®. Best of
all, your cash back rewards will not expire as
long as your account is open, so you can save them
for big redemptions or use them as you earn them.
Speaking of travel, is Chase
Ink Unlimited any good for it?
It sure is. Chase Ink Unlimited is accepted all
over the world. The downside when it comes to
international travel is that Ink Unlimited charges
a foreign transaction fee. If you’re looking for a
card that doesn’t charge foreign transactions
fees, check out Ink Business Preferred!
Finally, when it comes down to it, does
Chase Ink Unlimited have good reviews?
Yes it does. Ink Business Unlimited has great
ratings from WalletHub’s editors and users alike.
So with all of that, you should have all you
need to make an informed decision
about Chase Ink Business Unlimited.
But to learn more, and submit an application,
you can head to this button right here.
